SETU AI LTD

Legal & Policy Documents
Last updated: March 2026

Company: Setu AI Ltd
Registered Office: 33a Walton Crescent, Oxford OX1 2JQ, United Kingdom
Company Number: 17076863
VAT Number: 57513 29283
Directors: Arjun Joshi, Pieter-Laurin Hartwig
Contact: info@mysetu.ai
Website: mysetu.ai

This document contains the following policies:
About Setu
Terms of Use
Tutoring Policy
AI & Authenticity Policy
Privacy Policy
Cookie Policy

About Setu

Last updated: March 2026

What is Setu?

Setu is an AI-first platform that helps students plan and manage applications to international universities. From university matching to application management and tutor connections, Setu keeps you organised and on track.

What Setu helps you do

  • Find the right universities, courses, and scholarships based on your profile

  • Plan your application timeline with the Dynamic Application Planner

  • Draft, organise, and track your SOPs, LORs, and other documents using AI-powered tools

  • Connect with expert tutors for 1:1 sessions to strengthen your applications

  • Stay motivated with your personal Dreamboard and progress tracking

What Setu is not

  • A guarantee of admission, scholarships, or visas

  • A substitute for your own effort, research, or final decision-making

  • An immigration consultant or financial advisor

Setu provides tools and guidance. Final decisions and outcomes belong to you and the institutions you apply to.

Company Information

Company: Setu AI Ltd
Registered Office: 33a Walton Crescent, Oxford OX1 2JQ, United Kingdom
Company Number: 17076863
VAT Number: 57513 29283
Directors: Arjun Joshi, Pieter-Laurin Hartwig
Contact: info@mysetu.ai

Terms of Use

Last updated: March 2026

1. Eligibility

You must be 18 or older to use Setu independently. Users aged 16–17 may use the platform with parental or guardian consent.

2. Account Security

You are responsible for maintaining your account security and ensuring your information is accurate and up to date.

3. Permitted Use

You may:

  • Use Setu for personal university application planning

  • Access AI-powered tools

  • Book and attend tutoring sessions

You may not:

  • Misrepresent experiences or qualifications

  • Share your account credentials

  • Ask tutors to ghostwrite applications

  • Harass users or violate laws

4. AI Features

AI helps with brainstorming, structure, and planning. You must verify outputs and ensure final work is your own.

5. Tutoring Sessions and Payments

How tutoring works
Setu connects students with independent tutors who set their own prices.

Pricing

  • Session prices are shown on tutor profiles

  • Taster session available at 50% price

  • Bundle pricing available at checkout

Platform fee
Included in checkout price

Payments
Processed via Razorpay. Setu does not store full card details.

Cancellations & refunds

Single sessions:

  • Cancel 24+ hours before → full refund

  • Less than 24 hours → no refund

Bundles:

  • 24+ hours → credit returned

  • Less than 24 hours → credit lost

Tutor cancellations:

  • Full refund or credit automatically

Refunds may take 5–10 business days.

Disputes
Contact support@mysetu.ai within 7 days.

6. Tutoring Standards

Tutors provide guidance only and are independent contractors.

7. Third-Party Services

Includes Razorpay and AWS. Setu is not responsible for third-party services.

8. Intellectual Property

You own your content. Setu owns the platform and branding.

9. Limitation of Liability

Setu is provided “as is.” Liability is limited to payments made in the past 12 months.

10. Termination

Accounts may be suspended for violations. Data is deleted within 90 days upon request.

11. Changes

Users will be notified of major updates. Continued use means acceptance.

12. Governing Law

England and Wales

13. Contact

legal@mysetu.ai
support@mysetu.ai

Tutoring Policy

Last updated: March 2026

Purpose

Tutors provide guidance, not ghostwriting.

What Tutors Can Do

  • Review drafts

  • Teach writing and strategy

  • Help brainstorm

  • Explain applications

  • Conduct mock interviews

  • Fix grammar and style

What Tutors Cannot Do

  • Write essays or SOPs

  • Rewrite work completely

  • Fabricate experiences

  • Complete tasks for you

  • Access your accounts

  • Communicate outside platform

Student Responsibilities

Do not request prohibited services. Work must be your own.

Monitoring

Sessions may be reviewed for quality.

Consequences

Students:

  • Warning → Suspension → Termination

Tutors:

  • Possible removal from platform

Reporting

Use report button or email info@mysetu.ai

University Policies

You must follow each university’s rules.

Contact: tutor@mysetu.ai

AI & Authenticity Policy

Last updated: March 2026

What AI Does

  • Brainstorm ideas

  • Suggest structure

  • Generate timelines

  • Provide mock interview practice

What AI Does Not Do

  • Write full essays

  • Rewrite content

  • Fabricate experiences

  • Bypass university policies

Your Responsibilities

All submissions must be your own. Verify AI outputs and follow university rules.

Consequences

  • Warning → Restricted access → Termination

Why This Matters

Universities reject inauthentic applications.

Contact: support@mysetu.ai

Privacy Policy

Last updated: March 2026

Data We Collect

  • Profile data (name, email, education)

  • Usage data (activity, device, IP)

  • Content (essays, chats)

  • Payment records (not card details)

How We Use Data

  • Provide services

  • Personalise experience

  • Process payments

  • Improve platform

  • Ensure security

  • Meet legal obligations

AI Data Usage

Your content is NOT used to train AI.

Data Sharing

  • AWS (hosting)

  • Razorpay (payments)

  • Tutors (limited info)

  • Authorities (if required)

We do NOT sell data.

Data Retention

  • Active accounts → retained

  • Deleted accounts → removed within 90 days

Your Rights

Access, correction, deletion, portability, objection

Contact: privacy@mysetu.ai

Security

TLS 1.3, AES-256, audits

Children

Users 16–17 require consent

Marketing

You can opt out anytime

Cookie Policy

Last updated: March 2026

Cookies We Use

  • Essential (required)

  • Analytics (optional)

  • Marketing (optional)

Your Choices

Manage via browser or settings

Contact: info@mysetu.ai